Human Life Value (HLV) Calculator

Estimate the economic value you provide to your family to find the right life insurance cover.

Your Financial Profile

Your Current Age

Years

Retirement Age

Years

Your Annual Income

₹

Your Annual Personal Expenses

₹

Expected Rate of Return

Existing Life Insurance Cover

₹

Outstanding Loans (Home, Car, etc.)

₹

₹0

This is the economic value you need to protect to ensure your family's financial stability.

Total Financial Obligation (HLV + Loans) ₹0

Less: Existing Insurance Cover - ₹0

Additional Cover Needed ₹0